Introduction

Alchemy Pay (ACH) is a project listed on Coinbase and Binance that has pioneered the world’s first fiat-crypto payment system connecting global consumers, merchants, developers, and institutions. We provide online and offline merchants with an easy way to accept both fiat and cryptocurrency, enabling them to seamlessly integrate into the blockchain ecosystem.

Alchemy Pay offers a simple, modular API for our non-bank partners, providing crypto card solutions.

Through Alchemy Pay, non-bank partners can leverage our existing compliance infrastructure and connections to launch co-branded crypto Visa/Mastercard cards, allowing users to convert cryptocurrency into fiat currency for online and offline purchases anytime, anywhere.

Integration

ACH Virtual Card provide Integration Mode PAGE & API.

PAGE mode

The PAGE mode offers the quickest integration method for merchants. By simply providing their domain name and card design, merchants perform domain name mapping and use the ACH token capabilities. Allowing users to easily log in and start using the card.Technology integration only requires domain customization. A single domain can be configured to support three types of pages: physical card, virtual card, or a combination of both. See the example capture below.

API mode

API is a product which merchants can design all pages and product processes, and gain the ability to interact with card issuing banks through the interface.
Require:
①Develop own page.
②Top up.
Physical card top up to Card Issuer.

Merchants must know:

In Page mode integration, merchants don't need to top-ups.
In API mode integration:
For physical card API, merchants can utilize the interface's capabilities and require an independent bank account at the card issuer.

Merchant receive customer deposits and transfer them to fiat.

Merchant can recharge the card by calling the interface, without involving funds through ACH.

PAGE & API mode funds flow:

1.Physical card page mode funds flow
Physical card only support user to withdraw offline at ATM machine.

2.Physical Card API Mode Deposit Funds Flow