💼 Alchemy Pay Crypto Payment

Introduction

We provide aggregated cryptocurrency payment services and a cryptocurrency settlement system.

Users can facilitate quick payments in multiple currencies through methods such as QR code scanning, linking exchange accounts and connecting crypto wallets.

Additionally, we offer customized cryptocurrency checkout services for traditional fiat merchants, eliminating geographic restrictions, high fees associated with fiat payments, and reducing failure rates caused by stringent risk controls.

Product flow

User flow

ACH returns the url of the register to the merchant. The user opens the register page to make payment, including the following two payment methods:

Payment though Crypto transfer

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Support

Crypto:USDT / USDC / ETH / BTC / PCI

Network: TRX, BSC, ETH, SOL, ARB

If you wish to support customized tokens, please contact us.

Payment through Exchange account

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Supported Exchange:

Coinbase

Robinhood

Binance

Kraken

KuCoin

Paxos

Payment though Wallet Connent

Merchant Settlement

Merchant can make the settlement on merchant dashboard.

Link: https://cpmerchant.alchemypay.org/#/

Settlement supported USDT-TRX.

Crediting and Settlement Methods

1. Crediting Methods

USDT Account:

Upon successful payment, the system will settle the payment based on the current market exchange rate, deducting transaction fees, and credit the corresponding USDT amount to the pending settlement account.

Fiat Account:

Upon successful payment, the system will settle the payment based on the current market exchange rate, deducting transaction fees, and credit the corresponding amount in fiat currency (e.g., EUR, USD) to the pending settlement account.

2. Settlement Methods

S0 Settlement

• The system will settle the payment to the withdrawable account in real-time. This settlement method ensures that users can withdraw funds immediately after payment. Refunds are not allowed for this settlement method.

D+X Settlement

• The system will settle orders in the pending settlement account at 00:00:00 (UTC+8) every day. All pending amounts before X hours will be settled to the withdrawable account.

Example:If the current time is 00:00:00 on January 20, 2025, and X is 24, this settlement will include all orders in the pending settlement account before 00:00:00 on January 19, 2025.

Notes:

• If a user has initiated a refund for an order during the settlement process, the payment order will be postponed to the next settlement date.
• If a user has not initiated a refund for an order during the settlement process, the refund order status will be changed to TIMEOUT, and the payment order will be settled.

3. Withdrawal Methods

USDT Account:USDT accounts support both USDT withdrawals and fiat currency withdrawals.

Fiat Account:Fiat accounts support only fiat currency withdrawals.

4. Supported Fiat Currencies for Withdrawals

• EUR, THB, HKD, USD